If you book a few flights a year with low cost airlines, you could save yourself a tidy sum by paying for your flights with aÂ Visa Electron card and avoiding the additional booking and/or payment fees. Visa Electron cards are available with some basic current accounts such as the Halifax Easycash Account. However from 1 January 2010 you will need to use a Mastercard prepaid debit card to avoid the Ryanair admin fees.
Booking fees: 3.5% (min Â£5) for all types of payments except Visa Electron or Solo, no charge for Visa Electron or Solo.
Payment fees: Payment made by credit card an additional fee of 3.5%.Â Payment by paypal an additional fee of 1.5%.
Booking fees: Â£9.00 on all bookings.
Payment fees: Payment by credit card an additional fee of 2.5% (min Â£4.95)
Payment fees:Â Payment by debit card, Â£3 per person per flight (min Â£4) Payment by credit card, Â£4.50 per person per flight (min Â£6).Â Payment by Visa Electron no fee.
Do bear in mind that if your total transaction cost is more than Â£100 that you will have additional protection if you pay by credit card, so it could be a wise move to pay for more expensive flights by credit card for extra protection in case the airline goes bust. However for cheap flights costing under Â£100 in total, there’s no point in paying these additional card payment fees.
It’s wise to apply for a Visa Electron card and a Mastercard prepaid debit card now, so you’re poised to avoid these additional booking and/or card payment charges next time you spot a bargain flight with a low cost airline.