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If you want to avoid fees and charges for cash withdrawals when travelling in Europe then you should use a Nationwide debit card available through their current account. There will be a charge if you use the card outside continental Europe from 6 May 2009.
You can use the Nationwide credit card to make purchases in another currency within Europe without paying any fees and using a credit card to make purchases above the value of £100 will give you the added protection of your credit card company being jointly liable if you have a problem with the goods or service purchased.
However don’t use the Nationwide credit card to withdraw cash or you’ll be charged a 2% fee with a minimum charge of £2.50 and remember that if you don’t pay the balance of the credit card off in full within the interest free period you’ll start paying interest too.
I use my Nationwide debit card when I make purchases, such as a hotel booking, in a foreign currency, when there is an additional charge for making payments by credit card.
You can see just how much you’ll pay to use other providers debit and credit cards abroad in the comparison table drawn up by APH.
Tags: holiday money, nationwide credit card, nationwide debit card, travel money, using credit cards abroad, using debit cards abroad




[...] cheapest rates may be quoted in euro or US dollars, so I have a Nationwide debit card which means I don’t pay any additional charges for these [...]